Doug Smith
Biz Finance Solutions
Since the passage of ERISA
in 1974 (the Employee Retirement Income Security Act), thousands of new
businesses have been financed by retirement funds without penalties or a
taxable distribution. Using their
existing retirement funds held by a former-employer qualified retirement plan
or IRA to fin Read More>>
Guest Post By Doug Smith 10/5/2015 12:59:00 PM Comments (1)
BusinessesForSale.com
According to the Global
Entrepreneurship Monitor 2014 Report, entrepreneurship rates in the U.S rose to
approximately 14 percent last year - a far cry from the recession low of 7.6 percent
in 2010.
The Bureau of Labour Statistics states that Americans change their
approximately job every 5 years, many taking the leap and Read More>>
Guest Post By BusinessesForSale.com 5/29/2015 9:55:00 AM Comments (0)
M & A
Peter King
VR CEO
At least once a month, you should be doing an analysis of your business,and making sure that your books and records are in working order.
It's not only good to see the progression of your business, but to verify thatboth your accounts payables and receivables are in the black. If you are thinking about selling your Read More>>
Peter C. King 1/22/2014 12:00:00 PM Comments (0)
Selling
JoAnn Lombardi
VR President
When you are going to buy a business, it’s important that you understand how a business plan works.
There are many people that before they bought a business had never created a business plan.
At VR Business Brokers, we will educate you on formulating an effective plan when you come in for a consult Read More>>
JoAnn Lombardi 4/12/2013 11:42:00 AM Comments (0)
Peter King
VR CEO
Preparing Yourself To Apply For An SBA Business Loan
In today's economic environment, there's a smart way to obtain a small-business loan according to a recent article in the Los Angeles Times.
Preparation is one thing that is essential in obtaining loan approval. You need to be able to explain and justify every a Read More>>
Peter C. King 3/19/2013 11:42:00 AM Comments (0)
Peter King
VR CEO
Six Financing Sources for Buying a Business
Congratulations. You've decided to buy a company. The only thing that stands between you and the purchase is lack of capital. Fortunately, many sources of capital exist that can help you accomplish an acquisition-some simple and straightforward, others more esoteric.
The Read More>>
Peter C. King 3/7/2013 6:03:00 PM Comments (0)
Peter King
VR CEO
The success of your private equity partnership likely will come down to such basic issues as shared goals and mutual trust. VR M&A Advisors will assist you in how to interview potential partners, so that you're comfortable with what questions to ask and what to expect for responses.
Some of the questions that V Read More>>
Peter C. King 1/22/2013 3:08:00 PM Comments (0)
Peter King
VR CEO
Utilizing Private Equity to Grow Your Company
There are plenty of myths surround private equity investors. Some business owners, for example, fear that if they partner with a private equity group, it might make off with the value of their company by buying low and cutting them out of the rewards when it later sel Read More>>
Peter C. King 1/9/2013 1:45:00 PM Comments (0)
JoAnn Lombardi
VR President
Tightened credit conditions are almost inevitable when the economy slows down. The cost of credit rises and lenders naturally become more risk-averse. There's no way to get around the reality of tighter credit markets, but certain strategies can help your business survive - and even grow - during the downt Read More>>
JoAnn Lombardi 12/4/2012 3:05:00 PM Comments (0)
Peter King
VR CEO
Private Equity Basics
Private equity investors buy shares in a private company intending to help grow and, eventually, sell the business. Limited partners provide the funds, and general managers select and manage the investments. Private equity groups usually take a controlling or significant interest in companies Read More>>
Peter C. King 11/28/2012 4:47:00 PM Comments (0)
Peter King
VR CEO
A sign thatlending for small businesses continues to improve is the recent report that Wells Fargo approved more than $548 million in SBA 7(a) loans nationwide so far this year. As reported byMarket Watch and Business Wire, Wells Fargo has continued to issue the most SBA loan dollars tosmall business owners than a Read More>>
Peter C. King 5/17/2012 11:03:00 AM Comments (0)
JoAnn Lombardi
VR President
Most people don’t know understand the concept of private equity and venture capital when it comes to financing business investments.
Often, both terms are used interchangeably, but each is different. Venture capital refers to a significant investment made in a new venture of technology often by Read More>>
JoAnn Lombardi 11/8/2011 12:33:00 PM Comments (0)
Peter King
VR CEO
When purchasing a business, raising capital is one of the most important initial requirements. The key ingredient when raising capital is to prepare a carefully thought-out business plan. The business plan will not only serve to determine initial capital requirements, it will also assist creditors in determining the Read More>>
Peter C. King 9/7/2011 3:37:00 PM Comments (0)
JoAnn Lombardi
VR President
The increased use of credit scoring has helped many entrepreneurs obtain financing. It has become so prevalent that one credit scoring company estimates that 85 percent of all lenders use credit scoring in their origination process.
How lenders base their credit decisions will help you when it comes t Read More>>
JoAnn Lombardi 7/7/2011 11:34:00 AM Comments (0)
Peter King
VR CEO
As is taught in training at VR Corporate for all franchisees, seller financing can helpsell a businesses. Most sellers are entrepreneurial like your past and present clients, selling one business to invest in another.
You can bring both buyers and seller together to close a deal through seller financing. This ca Read More>>
Peter C. King 11/3/2010 11:33:00 AM Comments (0)
Peter King
VR CEO
Raising capital is one of the most important requirements when you buy a business. You will be required to prepare a well-thought-out business plan. This is vital not only for when you are using capital to buy a business but also for budgeting initial operating expenses. Additionally, a business plan will help cred Read More>>
Peter C. King 9/24/2010 4:15:00 PM Comments (0)
JoAnn Lombardi
VR President
One of the most important requirements when you buy a business is raising capital, which will require you to prepare a well-thought-out business plan. This is vital not only for when you are using capital to buy a business but also for budgeting initial operating expenses. Additionally, a business plan wil Read More>>
JoAnn Lombardi 4/30/2010 5:20:00 PM Comments (1)
Peter King
VR CEO
With the majority of businesses,financing to buy a business is going to be needed to both keep your business in operation if you have just bought it and/or if you’re looking to expand your business. Here at VR, we will offer advice and support to small and medium-sized businesses, providing some ways to raise Read More>>
Peter C. King 4/15/2010 12:01:00 PM Comments (0)
JoAnn Lombardi
VR President
In every situation where a bank lends money to a person, they intend to make a profit, not a loss. Remember that a bank is not a charitable institution but a business.
To verify that a bank will be paid back, they will make sure that there is sufficient assurance thatthe person in question can not only r Read More>>
JoAnn Lombardi 3/24/2010 4:24:00 PM Comments (0)
Peter King
VR CEO
Many sellers do not understand the value to both the
buyer and seller when it comes to presenting an offer to finance a part of their business. Perhaps a competent broker has not explained
the market as it exists today to them. On the other hand, there are a few situations that require mostly or all cash in an of Read More>>
Peter C. King 7/13/2009 10:07:00 AM Comments (0)
Peter King
VR CEO
Any private equity or venture capital investor will seek a high return on its capital. They don’t purchase debt instruments simply to obtain a yield on interest. On the contrary, the main goal of PE/VC transaction is to obtain geometric returns when success has happened for the portfolio business that results Read More>>
Peter C. King 6/23/2009 10:44:00 AM Comments (0)
Peter King
VR CEO
There are
a few features that distinguish PE/VC investing from other types when buying a business. It’s important to pay attention to these differences. Knowing
these facts will save you from a lot of wasted time and frustration and avoid
going down the wrong path.
Active Involvement in Overall
In Read More>>
Peter C. King 5/26/2009 10:48:00 AM Comments (0)
Peter King
VR CEO
The
community that composes private equity and venture capital investing is
composed of merchant banking subsidiaries or divisions of large institutions.
These
include:
Bank Holding Companies;
Insurance Companies;
Large Industrial Corporations;
Invest Read More>>
Peter C. King 5/20/2009 11:38:00 AM Comments (3)
Peter King
VR CEO
Generally, most potential buyers in today’s market determine how much capital to put down on a business through offering a down payment between one third and half of the purchase price. For many businesses, this means approximately one year's worth of adjusted cash flow.
However, please keep in mind tha Read More>>
Peter C. King 4/30/2009 3:05:00 PM Comments (3)
Peter King
VR CEO
In this day
and age, more people that have found themselves out of work are going into
entrepreneurship, specifically buying an already existing business. What you
may not know is that obtaining the necessary funds is easier than you think; you
just need to be aware of the options that you have available.
Read More>>
Peter C. King 4/23/2009 10:40:00 AM Comments (3)
JoAnn Lombardi
VR President
If you’re deciding to sell a business, there are a number of questions that you need to consider. Seller financing is the most important one that you should be answering “yes” to after reviewing all the advantages.
Greater Chance of Selling Your Business
When you agree to terms, a Read More>>
JoAnn Lombardi 4/20/2009 12:21:00 PM Comments (3)
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