Many sellers do not understand the value to both the
buyer and seller when it comes to presenting an offer to finance a part of their business. Perhaps a competent broker has not explained
the market as it exists today to them. On the other hand, there are a few situations that require mostly or all cash in an offer. In most areas, debt on assets
must be paid at the time of closing. A business with
a large debt may not be able to finance as large sums of cash will be required
to be paid at the time that deal is finalized.